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The Perfect Solution for your financial needs

Office Manager for Dr. Ruiz, Claire AndrewLet our experienced and caring team of financial coordinators, led by our office manager Claire Andrew, help you find answers to your financial needs.

Dental Insurance

We will do all that we can to maximize your dental insurance benefits and minimize your out of pocket expenses.  We are premier providers for Delta Dental and preferred providers for CIGNA and we accept all major insurance companies.

Dr. Ruiz is a Delta Dental and Cigna Dental Premier ProviderAs a service to you we file insurance claims for you, which are submitted promptly after treatment is rendered and we make every effort to receive payment on your behalf. 

However if your insurance company has not paid your account in full within 60 days, the balance of the account will be your responsibility. Your insurance policy is a contract between you and your insurance company; we are not a party to that contract.  Please be aware that some, and perhaps all of the services provided may be non-covered services.  We will continue to assist you in any way that we can to receive payment and we are always available to answer your questions.

Other Financing Options

Visa, Mastercard, American Express, Discover and CareCreditFor those services not covered by insurance we offer a 7% advanced pay discount, we accept all Major credit cards: Visa, MasterCard, American Express and Discover and we offer 12 months interest free financing with our finance partner CareCredit.

“A huge Thank You to you and all the staff who helped me today. Now I know where I stand (financially) and what I need to do! Congratulations, Dr. Ruiz, on your wonderful team.
–  Susan VS